REACH MILLENNIALS NOW
a ministry of A Faith that Overflows Int'l
Privacy Policy & Disclaimer
Last Updated on March 27th, 2018

A FAITH THAT OVERFLOWS PRIVACY POLICY


THIS SITE IS OWNED AND OPERATED BY A FAITH THAT OVERFLOWS INT’L, A 501C3 NON-PROFIT ORGANIZATION. WE CARE ABOUT YOUR PRIVACY. AS A FAITH THAT OVERFLOWS INT’L, WE WANT TO YOU AND YOUR ASSETS TO BE SAFE AND SECURE.

BECAUSE WE GATHER CERTAIN TYPES OF INFORMATION ABOUT OUR USERS, WE FEEL YOU SHOULD FULLY UNDERSTAND THE TERMS AND CONDITIONS SURROUNDING THE CAPTURE AND USE OF THAT INFORMATION. THIS PRIVACY STATEMENT DISCLOSES WHAT INFORMATION WE GATHER AND HOW WE USE IT.

INFORMATION A FAITH THAT OVERFLOWS INT’L GATHERS AND KEEPS TRACK OF:

A FAITH THAT OVERFLOWS INT’L GATHERS THREE TYPES OF INFORMATION ABOUT USERS:
INFORMATION THAT USERS PROVIDE THROUGH OPTIONAL, VOLUNTARY SUBMISSIONS. THESE ARE VOLUNTARY SUBMISSIONS TO RECEIVE OUR TRAINING CONTENT, COURSE INFORMATION, BLOG POSTS, ELECTRONIC NEWSLETTERS, TO EMAIL A FRIEND, FROM REQUESTS FOR SUPPORT AND/OR SERVICE, IN-PERSON SIGN UPS, DONATIONS, TEXT-OPT-INS AND FROM PARTICIPATION IN POLLS AND SURVEYS,

A FAITH THAT OVERFLOWS INT’L GATHERS THROUGH AGGREGATED TRACKING INFORMATION DERIVED MAINLY BY TALLYING PAGE VIEWS THROUGHOUT OUR SITES. THIS INFORMATION ALLOWS US TO BETTER TAILOR OUR CONTENT TO VISITORS' NEEDS.

INFORMATION A FAITH THAT OVERFLOWS INT’L GATHERS THROUGH THE SALE OF PRODUCTS. THIS INFORMATION INCLUDES NAMES, EMAIL ADDRESSES, PHONE NUMBERS, ADDRESSES AND PAYMENT DETAILS OF THE PURCHASE.

A FAITH THAT OVERFLOWS INT’L GATHERS USER INFORMATION USING:

OPT-IN INFORMATION FROM USER

WE MAY OFFER THE FOLLOWING FREE SERVICES, WHICH REQUIRE SOME TYPE OF VOLUNTARY SUBMISSION OF PERSONAL INFORMATION BY USERS:

1. FREE TRAINING CONTENT
WE MAY OFFER FREE TRAINING CONTENT TO USERS. THIS TRAINING CONTENT WILL BE GIVEN IN EXCHANGE FOR CONTACT INFORMATION SUCH AS EMAIL ADDRESS, NAME, PHONE NUMBER, SOCIAL MEDIA PROFILE, AND / OR ADDRESS. WE WILL COMMUNICATE PERIODICALLY THROUGH THESE CHANNELS TO THE USER. USERS CAN REMOVE THEMSELVES FROM THESE COMMUNICATIONS BY FOLLOWING THE INSTRUCTIONS PROVIDED IN THE INITIAL COMMUNICATION FROM THOSE OPT-INS AND FOLLOWING COMMUNICATIONS.

2. INTERVIEWS & TESTIMONIALS

WE MAY OFFER INTERVIEWS TO OUR CUSTOMERS THAT WILL BE RECORDED AND USED FOR TRAINING CONTENT FOR OTHER UNSPECIFIED USES INCLUDING BUT NOT LIMITED TO COURSE MATERIAL, PROMOTIONAL MATERIAL, AND TESTIMONIALS. THIS INFORMATION WILL BE SHARED WITH THE USERS CONSENT.
3. SURVEYS

A FAITH THAT OVERFLOWS INT’L PERIODICALLY SENDS OUT SURVEYS TO OUR EMAIL LISTS OR POSTS ON OUR WEBSITES TO GATHER INFORMATION ON USERS OPINIONS AND PREFERENCES. NO PERSONAL INFORMATION IS SHARED ABOUT THE USERS OUTSIDE OF OUR MINISTRY PARTNERS, SPONSORS AND ADVERTISERS, AND IN SUBMISSION TO NECESSARY LEGAL PROTOCOL OR TO ENSURE PERSONAL SAFETY OF THE PUBLIC

4. FORWARDING

USERS CAN FORWARD HELPFUL CONTENT TO OTHERS USING A LINK IN E-COMMUNICATION. WHEN THE USER DOES SO, THAT PERSON WILL BE SUBJECT TO THE SAME USE TRACKING PATTERNS, AND SHARING PROTOCOL AS AS OUTLINED IN THIS DOCUMENT.

5. ELECTRONIC COMMUNICATIONS

WE MAY OFFER ELECTRONIC COMMUNICATIONS TO USERS VIA EMAIL OR TEXT MESSAGE. A FAITH THAT OVERFLOWS INT’L GATHERS THE EMAIL ADDRESSES OF USERS AND COMMUNICATES WITH THEM PERIODICALLY BY EMAIL. USERS MAY REMOVE THEMSELVES FROM THIS MAILING LIST BY FOLLOWING THE LINK PROVIDED IN EVERY NEWSLETTER THAT POINTS USERS TO THE SUBSCRIPTION MANAGEMENT PAGE. USERS CAN ALSO UN-SUBSCRIBE TO THE NEWSLETTERS AT THE TIME OF REGISTRATION.

HOW YOUR INFORMATION IS USED & SHARED

A FAITH THAT OVERFLOWS INT’L USES INFORMATION USERS PROVIDE SUCH AS TO ENHANCE THE OVERALL CUSTOMER EXPERIENCE BY PROVIDING CUSTOMIZED COMMUNICATIONS THAT EACH USER INQUIRES ABOUT.
THE COMMUNICATIONS WILL COME IN THE FORM OF ELECTRONIC NEWSLETTERS, EMAILS, INVITATIONS TO CERTAIN TRAINING OPPORTUNITIES WHETHER ONLINE, IN-PERSON, OR OVER THE PHONE.

AS MENTIONED ABOVE, WE DO NOT SHARE INFORMATION ABOUT ANY USER UNLESS REQUIRED TO FOR LEGAL PROCESS OR TO COMPLY WITH LEGAL REGULATIONS; TO PROTECT THE SAFETY OF THE PUBLIC; TO COMMUNICATE WITH PARTNERS, SPONSORS ADVERTISERS FOR MINISTRY EFFORTS.


TRACKING USERS ON OUR WEBSITES

A FAITH THAT OVERFLOWS INT’L TRACKS USER TRAFFIC PATTERNS THROUGHOUT ALL OF OUR SITES TO DETERMINE WHICH AREAS OF OUR SITES USERS VISIT TO PROVIDE A MORE CUSTOMIZABLE EXPERIENCE BASED ON THEIR PREFERENCES.


COOKIES ON OUR WEBSITES

WE MAY PUT COOKIE - A COMMONLY USED TEXT FILE - IN THE BROWSER OF THE USERS COMPUTER. COOKIES ALLOW US TO USE INFORMATION YOU CONSCIOUSLY VOLUNTEER TO US (FOR EXAMPLE THROUGH OPT-IN INFORMATION LIKE EMAIL ADDRESS), BUT DOES NOT GATHER PERSONAL INFORMATION YOU DO NOT VOLUNTEER, NOR ANY PERSONAL INFORMATION FROM YOUR COMPUTER YOU DO NOT ACTIVELY VOLUNTEER TO PROVIDE.
IF YOU DON’T WANT TO ALLOW COOKIES, YOU CAN DISABLE THAT SETTING IN YOUR BROWSER.
SECURITY

A FAITH THAT OVERFLOWS INT’L USES SECURE NETWORKS THAT PROTECT YOUR DATA. MONTHLY SCANS ARE CONDUCTED TO ENSURE OUR NETWORKS ARE COMPLIANT AND PROTECTING USERS INFORMATION IN COMPLIANCE WITH LEGAL & INDUSTRY STANDARDS. USER INFORMATION IS PROTECTED FROM ANYONE WHO IS CLEARED AND AUTHORIZED TO VIEW IT.


OPT-OUT POLICY

ALL USERS ARE PROVIDED AMPLE OPPORTUNITY TO OPT-OUT TO STOP RECEIVING OUR E-COMMUNICATIONS FOR THAT PARTICULAR LIST, PRODUCT, SERVICE OR INQUIRY. CHECK INITIAL COMMUNICATIONS TO SEE OPT-OUT INSTRUCTIONS. EMAIL COMMUNICATIONS WILL ALWAYS CONTAIN OPT-OUT COMMUNICATIONS WHEN SENT IN BUT THROUGH OUR LIST. PERIODIC PERSONAL COMMUNICATIONS MAY CONTAIN THESE AS WELL.

YOUR CONSENT

BY USING ANY OF OUR ASSOCIATED SITES, YOU ARE AGREEING TO THE TERMS AND CONDITIONS, PRIVACY POLICY, DISCLAIMER AND RETURN POLICY SET FORTH AT THE BOTTOM OF OUR WEBSITES. ANY UPDATES TO THESE STATEMENTS WILL BE POSTED HERE ON THIS PAGE. USING ANY OF OUR ASSOCIATED SITES YOU ALSO AGREE TO THE CAPTURE AND USE OF INFORMATION YOU VOLUNTEER AND INFORMATION WE GATHER FROM YOUR TRAFFIC PATTERNS AS OUTLINED ABOVE.

CHILDREN
A FAITH THAT OVERFLOWS INT’L WILL NOT KNOWINGLY SELL TO, SOLICIT TO, NOR GATHER ANY PERSONALLY IDENTIFIABLE INFORMATION TO A PERSON UNDER THE AGE OF 13 IN AGREEMENT AND SUBMISSION TO 
CONSISTENT WITH THE FEDERAL CHILDREN'S ONLINE PRIVACY PROTECTION ACT OF 1998 (COPPA).

POLICY UPDATES
IT IS OUR POLICY TO POST ANY CHANGES WE MAKE TO OUR PRIVACY POLICY ON THIS PAGE. THE DATE THE PRIVACY POLICY WAS LAST REVISED IS IDENTIFIED AT THE TOP OF THE PAGE. YOU ARE RESPONSIBLE FOR PERIODICALLY VISITING OUR WEBSITE AND THIS PRIVACY POLICY TO CHECK FOR ANY CHANGES.

CONTACTING US
IF YOU NEED TO CONTACT US YOU CAN SEND AN EMAIL TO SUPPORT@AFAITHTHATOVERFLOWS.COM, OR MAIL A LETTER TO A FAITH THAT OVERFLOWS P.O. BOX 252 WAUKEGAN, IL 60085

WE STRIVE TO PROVIDE EXCELLENT PRODUCTS, ALONG WITH EQUALLY EXCELLENT CUSTOMER SERVICE. IF YOU HAVE ANY QUESTIONS ABOUT THIS PRIVACY POLICY OR OUR PRACTICES, PLEASE FEEL FREE TO CONTACT US USING ONE OF THE METHODS LISTED ABOVE.

RESULTS DISCLAIMER:
THANK YOU FOR VISITING AFAITHTHATOVERFLOWS.COM.COM (HEREINAFTER “THIS WEB SITE”).

A FAITH THAT OVERFLOWS, ITS BOARD (INCLUDING, BUT NOT LIMITED TO JAMES CHAMBERS), OFFICERS, DIRECTORS, EMPLOYEES, SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, AND AGENTS (HEREINAFTER “A FAITH THAT OVERFLOWS”) ARE NOT FINANCIAL ADVISORS, AND NOTHING CONTAINED ON THIS WEB SITE OR PART OF THE MEMBERSHIP PROGRAM IS INTENDED TO BE FINANCIAL ADVICE. A FAITH THAT OVERFLOWS IS NOT AN INVESTMENT ADVISORY SERVICE, NOT AN INVESTMENT ADVISOR, AND DOES NOT SERVE AS A FINANCIAL ADVISOR OR PROVIDE PERSONALIZED FINANCIAL ADVICE IN ANY WAY.

FURTHERMORE, THE SERVICES, STRATEGIES, INFORMATION, AND/OR PRODUCTS OFFERED BY A FAITH THAT OVERFLOWS ON THIS WEB SITE, THROUGH THE MEMBERSHIP PROGRAM, AND/OR ELSEWHERE ARE NOT TO BE INTERPRETED AS A PROMISE OR GUARANTEE OF CHURCH GROWTH, MINISTRY GROWTH, EARNINGS OR ANY SPECIFIC RESULT.

THE EDUCATION AND INFORMATION PRESENTED BY A FAITH THAT OVERFLOWS IS INTENDED FOR A GENERAL AUDIENCE AND DOES NOT PURPORT TO BE, NOR SHOULD IT BE CONSTRUED AS, SPECIFIC SPIRITUAL, FINANCIAL, LEGAL, OR OTHER ADVICE TAILORED TO ANY INDIVIDUAL. YOU ARE ENCOURAGED TO DISCUSS ANY OPPORTUNITIES WITH YOUR ATTORNEY, ACCOUNTANT, PROFESSIONAL COUNSELOR, OR OTHER ADVISOR.

IN FACT, YOUR PERSONAL LEVEL OF SUCCESS IN ATTAINING THE RESULTS FROM USING OUR INFORMATION, STRATEGIES, AND/OR PRODUCTS TOTALLY DEPENDS UPON YOUR OWN INDIVIDUAL CIRCUMSTANCES, THE EFFORT YOU DEVOTE TO YOUR OWN FINANCIAL SUCCESS, THE IDEAS AND TECHNIQUES USED, YOUR FINANCES, THE VARIOUS STRATEGIES THAT YOUR FINANCIAL, LEGAL, AND OTHER ADVISORS MAY HAVE SUGGESTED THAT YOU IMPLEMENT, YOUR KNOWLEDGE, AND VARIOUS OTHER SKILLS. SINCE THESE FACTORS DIFFER AMONG EACH INDIVIDUAL, WE CANNOT GUARANTEE YOUR SUCCESS OR INCOME LEVEL, NOR ARE WE RESPONSIBLE FOR ANY OF YOUR ACTIONS.

ANY AND ALL FORWARD-LOOKING STATEMENTS ON THIS WEB SITE, MEMBERSHIP PROGRAM, AND/OR IN ANY OF OUR PRODUCTS ARE INTENDED TO EXPRESS OUR OPINION OF THE GROWTH POTENTIAL THAT SOME PEOPLE, MINISTRIES AND CHURCHES MAY ACHIEVE. TO THE EXTENT THAT WE INCLUDED ANY CASE STUDIES OR TESTIMONIALS ON THIS SITE, YOU CAN ASSUME THAT NONE OF THESE STORIES IN ANY WAY REPRESENT THE “AVERAGE” OR “TYPICAL” CUSTOMER EXPERIENCE.

EVEN THOUGH A FAITH THAT OVERFLOWS MAKES NO GUARANTEES THAT YOU WILL ACHIEVE ANY PARTICULAR RESULT FROM USING THIS INFORMATION, YOU CAN STILL TAKE ADVANTAGE OF A FAITH THAT OVERFLOWS’ REFUND POLICY IF YOU ARE NOT COMPLETELY SATISFIED. IN SUCH INSTANCES, YOU CAN REQUEST A REFUND ACCORDING TO THE TERMS AND TIMELINES INDICATED IN THE REFUND POLICY DESCRIBED IN THE TERMS AND CONDITIONS SECTION ON THIS SITE.

A FAITH THAT OVERFLOWS MAY DERIVE FEES OR OTHER COMPENSATION AS A RESULT OF PURCHASES FROM SERVICE PROVIDERS OR VENDORS THAT ARE RECOMMENDED FROM THIS SITE AND/OR MEMBERSHIP PROGRAM.

YOU FULLY AGREE AND UNDERSTAND THAT A FAITH THAT OVERFLOWS IS NOT RESPONSIBLE FOR YOUR SUCCESS OR FAILURE AND MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND WHATSOEVER THAT OUR PRODUCTS OR SERVICES WILL PRODUCE ANY PARTICULAR RESULT FOR YOU.

YOUR USE OF THE INFORMATION CONTAINED ON THIS WEB SITE AND/OR MEMBERSHIP PROGRAM IS AT YOUR OWN RISK. THE CONTENT IS PROVIDED ‘AS IS’ AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. A FAITH THAT OVERFLOWS DISCLAIMS ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. A FAITH THAT OVERFLOWS DOES NOT PROMISE OR GUARANTEE ANY GROWTH IN YOUR CHURCH OR MINISTRY, INCOME OR PARTICULAR RESULT FROM YOUR USE OF THE INFORMATION CONTAINED ON THIS WEB SITE AND/OR MEMBERSHIP PROGRAM. A FAITH THAT OVERFLOWS ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN THE INFORMATION CONTAINED ON THIS WEB SITE AND/OR MEMBERSHIP PROGRAM.

A FAITH THAT OVERFLOWS WILL NOT BE LIABLE FOR ANY INCIDENTAL, DIRECT, INDIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR OTHER DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOSS OF REVENUE OR INCOME, PAIN AND SUFFERING, EMOTIONAL DISTRESS, OR SIMILAR DAMAGES, EVEN IF A FAITH THAT OVERFLOWS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT WILL THE COLLECTIVE LIABILITY OF A FAITH THAT OVERFLOWS TO ANY PARTY (REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE) EXCEED THE GREATER OF $100 OR THE AMOUNT YOU HAVE PAID TO A FAITH THAT OVERFLOWS FOR THE INFORMATION, PRODUCT OR SERVICE OUT OF WHICH LIABILITY AROSE.

UNDER NO CIRCUMSTANCES WILL A FAITH THAT OVERFLOWS BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY YOUR RELIANCE ON THE INFORMATION CONTAINED ON THIS WEB SITE AND/OR MEMBERSHIP PROGRAM. IT IS YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS OR USEFULNESS OF ANY INFORMATION, OPINION, ADVICE OR OTHER CONTENT CONTAINED ON THIS WEB SITE AND/OR MEMBERSHIP PROGRAM. PLEASE SEEK THE ADVICE OF PROFESSIONALS, AS APPROPRIATE, REGARDING THE EVALUATION OF ANY SPECIFIC INFORMATION, OPINION, ADVICE OR OTHER CONTENT.

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